| Income Statement for Pacific & Wstrn (PWC:CA) | | | | | | | Income | in Thousands of Dollars | | | 10/2007 | 10/2006 | 10/2005 | 10/2004 | 10/2003 | | Total Interest Income | 71,474 | 65,337 | 53,952 | 52,788 | 46,460 | | Total Interest Expense | (55,971) | (47,766) | (39,708) | (39,024) | (38,192) | | Net Interest Income | 15,503 | 17,571 | 14,244 | 13,764 | 8,268 | | Loan Loss Provision | (841) | (787) | 61 | 471 | (501) | | Net Interest Income After Loan Loss Provision | 14,662 | 16,784 | 14,305 | 14,235 | 7,767 | | Non-Interest Income | 1,726 | 16,162 | 8,869 | 281 | 1,236 | | Non-Interest Expense | (13,897) | (12,855) | (12,423) | (8,652) | (7,758) | | Special Income/Charges | (100) | - | - | - | - | | Net Income Before Taxes | 2,391 | 20,091 | 10,751 | 5,864 | 1,245 | | Premium Tax (Credit) | - | - | - | - | - | | Minority Interest | - | 354 | (776) | - | - | | Income Taxes | (191) | (3,459) | (2,959) | (663) | 267 | | Net Income from Continuing Operations | 2,200 | 16,986 | 7,016 | 5,201 | 1,512 | | Net Income from Discontinued Operations | - | - | - | - | - | | Net Income from Total Operations | 2,200 | 16,986 | 7,016 | 5,201 | 1,512 | | Extraordinary Income/Loss | - | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | - | | Other Gains | - | - | - | - | - | | Total Net Income | 2,200 | 16,986 | 7,016 | 5,201 | 1,512 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 10/2007 | 10/2006 | 10/2005 | 10/2004 | 10/2003 | | | Dividends Paid Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Preferred Dividends | - | - | - | - | 240 | | | Basic EPS from Continuing Operations | 0.14 | 1.25 | 0.51 | 0.38 | 0.10 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Total Operations | 0.14 | 1.25 | 0.51 | 0.38 | 0.10 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 0.14 | 1.25 | 0.51 | 0.38 | 0.10 | | | Basic Normalized Net Income/Share | 0.15 | 1.25 | 0.51 | 0.38 | 0.10 | | | Diluted EPS from Continuing Operations | 0.14 | 1.22 | 0.50 | 0.37 | 0.10 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 0.14 | 1.22 | 0.50 | 0.37 | 0.10 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 0.14 | 1.22 | 0.50 | 0.37 | 0.10 | | | Diluted Normalized Net Income/Share | 0.15 | 1.22 | 0.50 | 0.37 | 0.10 | | | |
